What to Know About Personal Injury
If you have been injured in Houston due to the negligence of someone else, you probably are wondering if you are eligible to receive compensation. Here is some important information on what to know about personal injury.
What to Know About Personal Injury | Definition
Personal Injury law is a broad area of civil legal practice dedicated to obtaining compensation for those who suffered injuries due to another person or entity’s negligent or intentional act. Personal injuries may be physical and/or psychological, and can also involve damage to the personal property of the injured party. The goal of personal injury law is to make the injured party “whole” again through financial compensation from the at-fault party.
What to Know About Personal Injury | Common Examples
Common causes of personal injuries are car accidents, motorcycle accidents, trucking accidents, bus accidents, and boating accidents. They may even involve injuries to pedestrians and cyclists. They can arise out of premises liability as a result of a landowner or property maintenance company’s failure to safely maintain the property. Broken handrails, staircases, and damaged or slippery floors are common hazards. Personal injuries also occur as a result of defective products, on the job injuries, dog bites, assaults, as well as toxic exposure to molds, chemicals and other pollutants.
What to Know About Personal Injury | Making a Claim
The list of those who may be at-fault for causing accidents and injuries is just as lengthy and varied as the causes of personal injuries themselves. The at-fault party can be an individual and/or an entity, or a combination thereof. Most personal injury cases involve at-fault parties with insurance policies that cover the negligent conduct of the insured. When you make an injury claim against the at-fault party, you are in effect making a claim against their insurance carrier who, with few exceptions, is contractually obligated to pay the damages on behalf of the at-fault party they insure. Insurance carriers have entire departments and divisions dedicated to defending the claims filed against them. Their claim handlers work full time defending claims with one major objective: to pay out as little money as possible. Claims reps are notorious for undervaluing cases and cajoling unrepresented parties into taking early settlements for a fraction of what they are truly worth.
If you have suffered injuries in an accident because of another’s negligence, you might have a personal injury claim. Call our Houston personal injury attorneys today to schedule a free consultation.